www.negronramos.com
Last Updated: February 12, 2025
This document outlines the terms and conditions governing the use of www.negronramos.com, owned by Negrón Ramos LLC (hereinafter, "Negrón Ramos Wealth Management" or the "firm"), which is registered and operates under the laws of Puerto Rico and the United States. This website is intended to provide educational information, financial resources, and access to tools for clients and users.
Accessing and using the website implies acceptance of these terms and conditions. If you do not agree with any of them, please refrain from using this site.
1. Use of Content
All content published on www.negronramos.com, including but not limited to text, images, graphics, reports, videos, and downloadable resources, is the property of Negrón Ramos Wealth Management or has been properly licensed. Unauthorized use of such content may constitute a violation of copyright and other applicable laws.
Users may download or print content exclusively for personal and non-commercial use. Reproduction, distribution, modification, or publication without prior written consent from Negrón Ramos Wealth Management is prohibited.
When third-party content is used, proper credit will be given to the original creator.
2. Data Collection and Protection
Negrón Ramos Wealth Management collects personal data through contact forms, consultation requests, and newsletter subscriptions. All collected information is handled in accordance with our Privacy Policy, which details user rights and protection measures.
The site uses cookies and other tracking technologies, such as Google Ads, Google Analytics, and META, to enhance user experience and analyze site usage.
Access to client financial information is linked to the eMoney platform, available at: eMoney Login. This access is securely managed with the support of our team.
3. User Interactions
Users can request financial consultations and contact the firm through the website. However, the site does not offer forums or spaces for user-to-user interaction.
Requests submitted through the site will be reviewed by our team, but Negrón Ramos Wealth Management does not guarantee an immediate response and is not responsible for the information provided in such inquiries.
4. Responsibilities and Limitations of Liability
The content on this website is for educational and informational purposes only. While Negrón Ramos Wealth Management strives to ensure the accuracy of the information provided, we assume no responsibility for errors or omissions.
Users making investment decisions based on this content do so at their own risk. It is strongly recommended to consult a financial or legal advisor before making important financial decisions.
Negrón Ramos Wealth Management will not be liable for:
Financial losses resulting from the use of information on this site.
Service interruptions or technical issues.
Outdated or obsolete content.
5. Financial Services and Simulations
The website may include financial simulation tools and performance estimates. These tools are strictly for illustrative purposes and do not guarantee actual results.
Users should be aware that investments involve risks and that past performance does not guarantee future results.
6. Collaborations and Third-Party Links
The site may contain links to external platforms, such as eMoney. While these links are provided for user convenience, Negrón Ramos Wealth Management is not responsible for the services, content, or information provided by third parties.
Our partnerships with CRUMP, AssetMark, and other strategic partners aim to offer complementary services, but Negrón Ramos Wealth Management does not guarantee the availability or suitability of these services.
7. Jurisdiction and Applicable Law
These terms and conditions are governed by the laws of Puerto Rico and the United States. Any legal disputes arising from the use of this website will be resolved in the competent courts of Puerto Rico.
8. Modifications to the Terms and Conditions
Negrón Ramos Wealth Management reserves the right to modify these terms and conditions at any time. Such modifications will become effective upon publication on this website.
Users are encouraged to review this document periodically to stay informed about any changes.
9. Contact and Support
For questions regarding these terms and conditions or website usage, users may contact us via email at:
📧 info@negronramos.com
10. Regulatory Disclosures
Negrón Ramos Wealth Management complies with the regulatory requirements of the Office of the Commissioner of Financial Institutions of Puerto Rico and FINRA in the United States. Users can request Form ADV Part 2A and other relevant regulatory documents by emailing:
📧 info@negronramos.com
