www.negronramos.com
Last Updated: February 12, 2025
Negrón Ramos Wealth Management (hereinafter, "the firm," "we," or "Negrón Ramos LLC") is committed to protecting the privacy of visitors and users of its website, www.negronramos.com (hereinafter, "the website"). This privacy policy explains how we collect, use, share, and protect personal information provided by our users.
1. Information We Collect
We may collect and process the following personal data through forms, registrations, or website navigation activities:
First and last name
Email address
Phone number
Relevant financial or wealth-related information (when voluntarily provided)
Questions or responses in contact forms, including details about lifestyle, financial goals, or personal preferences
IP addresses and browsing data (obtained through cookies and tracking technologies)
2. How We Use Your Information
The data collected is used for the following purposes:
Providing information about our financial and tax planning services
Personalizing the user experience on the website
Conducting performance analysis and improving the website
Contacting potential clients and responding to inquiries
Complying with legal or regulatory obligations
Conducting marketing and promotional activities
3. Tracking and Analytics Technologies
We use cookies and other tracking technologies, such as Google Pixels (Ads, Analytics, YouTube) and Meta (Facebook and Instagram), to:
Collect statistical data on website usage
Enhance functionality and user experience
Display personalized and relevant advertisements
Users can configure their browsers to block or delete cookies, but this may affect the website's functionality.
4. Data Sharing with Third Parties
We may share personal information with third parties in the following cases:
Technology providers and strategic partners such as eMoney, AssetMark, and CRUMP to offer advanced financial services
Analytics and marketing platforms, including Google and Meta, to optimize our advertising strategies
When required by law or under a court order
5. International Data Transfers
Since we operate in both Puerto Rico and the United States, we may transfer personal information between these jurisdictions. We implement security measures, such as encryption and access controls, to protect transferred data.
6. Data Retention
Personal data will be retained for as long as necessary to fulfill the purposes outlined in this policy or as required by applicable law. Retention periods may vary depending on the type of data.
7. User Rights
Users have the right to:
✅ Access their personal data
✅ Request corrections to inaccurate data
✅ Request deletion of their data
✅ Restrict or object to data processing
✅ Request data portability to another provider
To exercise these rights, users can contact the firm at info@negronramos.com. Requests will be processed within one month or less.
8. Information Security
We implement technical and organizational measures to protect personal data against unauthorized access, loss, or alteration. These measures include:
Encryption of sensitive data
Internal access controls
Continuous monitoring for suspicious activity
9. Information About Minors
The website is not directed at individuals under 18 years of age. However, minors may access the site to learn about our services. We do not intentionally collect data from minors without parental or guardian consent.
10. Cookie Policy
We use cookies to enhance the browsing experience and collect statistical data. By continuing to browse our site, you consent to the use of cookies. Currently, we do not offer a tool to manage cookie preferences.
11. Policy Updates
We reserve the right to modify this privacy policy at any time. Any changes will be published on this page. Users are encouraged to review this policy periodically to stay informed.
12. Contact Information
For any questions or requests regarding this privacy policy, please contact us at:
📧 Email: info@negronramos.com
Negrón Ramos Wealth Management complies with regulatory requirements established by the Office of the Commissioner of Financial Institutions of Puerto Rico and FINRA in the United States.
